NEWS AND INSIGHTS

News and Articles

Let’s Talk Fees
Let’s Talk Fees

A COMPREHENSIVE SUMMARY OF FEES Many investors want to have a method to compare what the cost of different investments are and from there...

Inflation is not ‘all bad’
Inflation is not ‘all bad’

CERTAIN INVESTORS CAN BENEFIT FROM INFLATION... We have heard the word ‘inflation’ and often frown as we hear it. However, when it...

A Deeper Look into Inflation
A Deeper Look into Inflation

TAKING A DEEPER LOOK INTO INFLATION As the new year gathers pace and we take some time to reflect on investment returns over the last number of...

Naspers Unbundles
Naspers Unbundles

PROSUS LISTS AS A SEPERATE COMPANY During September, company news included the listing of Naspers spin-off Prosus. This has impacted both...

Conversations about Saving
Conversations about Saving

How to bring conversations about saving out of the closet Talking about finances at work can seem like a taboo subject, especially...

Financial Self-care Tips for Women
Financial Self-care Tips for Women

Four ‘financial self-care’ tips for women When it comes to taking care of one’s overall health and budget, less is definitely more. It’s Women’s Month, and here are some statistics and tips for those wanting to ensure their ‘financial self-care’, with the emphasis on...

Bonds in South Africa
Bonds in South Africa

AUGUST 2019 - GLOBAL AND LOCAL BOND PERFORMANCE When looking at global bond yields, South African 10-year bonds are...

SARB July 2019 Rate Cut
SARB July 2019 Rate Cut

In July 2019 the South African Reserve Bank Cut Rates During the month, the South African Reserve Bank (SARB) lowered interest rates...

The Money Market
The Money Market

So you think you're better off in a money market? Don’t forget about the tax. Over the last five years the poor performance of the local stock market has led many investors to consider moving away from equity unit trusts. Many have preferred the perceived security of...

Why do you invest?
Why do you invest?

Why do you invest? Using life goals rather than arbitrary market benchmarks can help you make better financial decisions. Why do we invest?  Why don’t we just spend all the money we earn and let tomorrow take care of itself? One possible answer is that we are likely...

Tax Returns
Tax Returns

Earn less than R500,000 a year? SARS says you don't have to file returns - here's why you probably should Last week, SARS announced that if you earn less than R500,000 in a year you don't have to file a tax return this year. Previously this was only for those who...

Taking out Life Insurance
Taking out Life Insurance

7 Questions to ask before taking out life insurance Making the financial decision of purchasing life insurance can seem daunting. However, asking the right questions can help demystify the process and lead you to a policy that is suitable for your needs. We always...

Assets must be diversified
Assets must be diversified

Assets must be diversified Although it doesn’t guarantee against loss, diversification is the most important component of reaching long-range financial goals while minimising risk. It has been a tough time for South African investors, especially over the past few...

Retiring Early
Retiring Early

  So you want to retire early, but can you afford it? While the prospect of early retirement might seem like a great idea, putting it into practice might not always work out as expected. Research by Old Mutual suggests that just 8.3% of pension fund members have...

Your Biggest Asset
Your Biggest Asset

Your ability to earn an income is your biggest asset, safeguard it Your ability to earn an income is your most valuable asset, whether you're a young graduate, employed by a company or a business owner.  Not only is it the cornerstone of your financial future, it also...

2019 Budget Speech Update
2019 Budget Speech Update

2019 Budget Speech update Finance Minister Tito Mboweni delivered his maiden budget speech on Wednesday 20 February. In this document we highlight some of the 2019 Budget tax proposals that may impact investors. These changes come into effect on 1 March 2019. No...

The importance of a will
The importance of a will

The importance of a will If you don’t have a Will in place when you pass away, you die ‘intestate’. What then happens is the courts take over and create a ‘Will’ on your behalf, according to the laws of the country, and divide the assets between the spouse and...

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