LIVING ANNUITY
Introduction
A Living Annuity is a post-retirement saving and income solution that helps you grow your retirement savings whilst providing you with a regular income. The Living Annuity Plan is underwritten by Hollard Life. We employ a Unique Risk Bucket approach to our strategies.
Benefits
- Growth within your investment is tax-free. You only pay tax on your regular income payments, at your income tax rate.
- A diverse range of portfolio options from a range of industry-leading portfolio managers.
- Flexible income payments – you can select an income payment of between 2.5% and 17.5% (per annum).
- Transparency –– All fees levied on our portfolios are fully disclosed.
- Your Investment Policy is exempt from estate duty and executor’s fees.
- The value remaining of your investment will be paid out to your specified beneficiaries when you pass away.
- No Initial Administration Fees – No initial administration fees are levied on this investment.
- Low Annual Administration Fees.
- Financial Advisors – You may choose to appoint a Financial Advisor (if required).
- Regular Reporting – We provide regular and easy to understand investment reports.
Our POST-RETIREMENT Solutions
portfolio ILLUSTRATION 1
WITH HEDGE FUNDS
The Fairtree Post-Retirement Personal Share Portfolio Illustration aims to provide an aggressive growth opportunity from a niche product solution. The solution aims to outperform the benchmark net of investment fees over a rolling seven year period. This is achieved by blending Fairtree's concentrated stock portfolio with flexible, offshore and income products. This Illustration contains hedge funds inside the growth portion of the portfolio.
portfolio ILLUSTRATION 2
WITHOUT HEDGE FUNDS
The Fairtree Post-Retirement Personal Share Portfolio Illustration aims to provide an aggressive growth opportunity from a niche product solution. The solution aims to outperform the benchmark net of investment fees over a rolling seven year period. This is achieved by blending Fairtree's concentrated stock portfolio with flexible, offshore and income products.
HOW IT WORKS
To start a New Investment is a three step process. We will guide you along each step because with us, it is all about the journey.
STEP 1
CLIENT DETAILS
Please complete all fields in the Client Information document to avoid delays in processing your investment. You may email the completed document to [email protected] or you can email it directly to your Fairtree Private Client financial advisor.
STEP 2
INVESTMENT DETAILS, SIGNATURES AND OUTSTANDING DOCUMENTS
We will pre-populate your forms for you and contact you to complete your investment information section. Along with your pre-populated forms, we will request documents which we require in order to complete your instruction.
You will simply need to:
- Validate and sign your pre-populated application forms
- Send through the required supporting documents which we will ask you for.
STEP 3
Make Payment
Your investment will be finalized by setting up a debit order or initial investment contribution.
“Because with us, it’s all about the journey.”
0861 000 712
Fairtree Private Client (Pty) Ltd is an Authorised Financial Services Provider. (FSP 12179)