LIVING ANNUITY

Introduction

A Living Annuity is a post-retirement saving and income solution that helps you grow your retirement savings whilst providing you with a regular income. The Living Annuity Plan is underwritten by Hollard Life. We employ a Unique Risk Bucket approach to our strategies.

Benefits

  • Growth within your investment is tax-free. You only pay tax on your regular income payments, at your income tax rate.
  • A diverse range of portfolio options from a range of industry-leading portfolio managers.
  • Flexible income payments – you can select an income payment of between 2.5% and 17.5% (per annum).
  • Transparency –– All fees levied on our portfolios are fully disclosed.
  • Your Investment Policy is exempt from estate duty and executor’s fees.
  • The value remaining of your investment will be paid out to your specified beneficiaries when you pass away.
  • No Initial Administration Fees – No initial administration fees are levied on this investment.
  • Low Annual Administration Fees.
  • Financial Advisors – You may choose to appoint a Financial Advisor (if required).
  • Regular Reporting – We provide regular and easy to understand investment reports.

Our POST-RETIREMENT Solutions

portfolio ILLUSTRATION 1

WITH HEDGE FUNDS 

The Fairtree Post-­Retirement Personal Share Portfolio Illustration aims to provide an aggressive growth opportunity from a niche product solution. The solution aims to outperform the benchmark net of investment fees over a rolling seven year period. This is achieved by blending Fairtree's concentrated stock portfolio with flexible­, offshore­ and income products. This Illustration contains hedge funds inside the growth portion of the portfolio.

portfolio ILLUSTRATION 2

WITHOUT HEDGE FUNDS 

The Fairtree Post-­Retirement Personal Share Portfolio Illustration aims to provide an aggressive growth opportunity from a niche product solution. The solution aims to outperform the benchmark net of investment fees over a rolling seven year period. This is achieved by blending Fairtree's concentrated stock portfolio with flexible­, offshore­ and income products.

HOW IT WORKS

To start a New Investment is a three step process. We will guide you along each step because with us, it is all about the journey.

STEP 1

CLIENT DETAILS

Please complete all fields in the Client Information document to avoid delays in processing your investment. You may email the completed document to [email protected] or you can email it directly to your Fairtree Private Client financial advisor.

STEP 2

INVESTMENT DETAILS, SIGNATURES AND OUTSTANDING DOCUMENTS

We will pre-populate your forms for you and contact you to complete your investment information section. Along with your pre-populated forms, we will request documents which we require in order to complete your instruction.

You will simply need to:

  • Validate and sign your pre-populated application forms
  • Send through the required supporting documents which we will ask you for.

STEP 3

Make Payment

Your investment will be finalized by setting up a debit order or initial investment contribution. 

“Because with us, it’s all about the journey.”

Fairtree Private Client (Pty) Ltd is an Authorised Financial Services Provider. (FSP 12179)